For Canadian bank routing numbers, there are two formats that are common. The first is what is accepted as the standard RTN (also known as “electronic funds transfer format”). RTNs in this format always start with a 0 and are 9 digits in length. This is the format expected by Pyxis when passing bank account information.
The other format of a Canadian RTN appears on checks or other paper financial documents encoded with magnetic ink character recognition. This format is XXXXX-YYY where XXXXX is the transit number and YYY is the financial institution number.
It is very easy to convert the MICR format to the standard format if needed before you call Pyxis. With the MICR format, simply move the last 3 digits to the front, eliminate the dash if present then add a leading zero. Thus XXXXX-YYY for MICR-encoded documents becomes 0YYYXXXXX for electronic funds transfers.